Unoccupied Commercial Property Insurance

with Andrew Copeland insurance

We have designed our commercial property owners policy with unoccupied properties in mind

We understand that there may be many reasons why a commercial property is unoccupied, which is why we created our unoccupied commercial product. Whether pending sale, let or undergoing renovation or conversion works, our scheme has been carefully designed to meet your requirements.

Cover is available for all types of commercial property, including shops, offices and industrial units for buildings insurance and public liability. The level of cover provided will depend on the individual circumstances and we do ask that you inspect the property regularly and that you turn off the mains services.

If you let your empty commercial property, we can transfer cover to a commercial property owners policy for you without any fuss and in the majority of cases.

Please note that cover may be restricted in certain circumstances such as property undergoing building/conversion/renovation works or long term unoccupancy.

Please contact one of our experienced underwriting team who will be happy to help you.


I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.

Joanna Davies Motor Insurance Customer

Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.

Simon Leigh-Smith International Insurance Customer

Would just like to say what a pleasure it has been dealing with you all these years.

From Portland Road  to where you are now all the best.

Bill Woodward - Motor insurance customer

Please be  assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.

Grant Ross - International Insurance Customer