Unoccupied Home Insurance

with Andrew Copeland insurance

Our property insurance policy has been designed to meet the specific needs of unoccupied property owners

We understand that there are many reasons why a property may be unoccupied which is why we designed our unoccupied property product. Your property may be vacant due to pending probate, pending sale or let, undergoing refurbishment or conversion works. The cover provided does vary and is dependent on the individual circumstances. We do ask that you inspect the property regularly and we will also ask that you turn the water off at the mains and drain the system down or keep your heating on during the winter months.

If you decide to let the property or use it as your second home there is no need to cancel the policy, we can simply amend the policy to provide the widest possible cover and in the majority of cases you will receive a refund pf premium.

Take a closer look at our policy:

Please contact one of our experienced underwriting team who will be happy to help you.


I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.

Joanna Davies Motor Insurance Customer

Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.

Simon Leigh-Smith International Insurance Customer

Would just like to say what a pleasure it has been dealing with you all these years.

From Portland Road  to where you are now all the best.

Bill Woodward - Motor insurance customer

Please be  assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.

Grant Ross - International Insurance Customer