Insurance for your let property
We've been insuring single let properties for UK landlords for over 40 years. Our policy considers a variety of tenants from students and those receiving benefits, to working people and those who have retired
Our team provides tailored policies designed to offer the widest cover you'll find. With our standard policy, you're protected by all the cover you'd expect including up to £5000 to replace curtains, carpets, blinds and white goods even if you've only insured the building.
All our landlord insurance policies include property owner's or occupier's liability cover up to £5m along with loss of rent. You can also add landlord's legal expenses, home emergency cover and a rent guarantee for top level protection.
If your property becomes empty, our insurance provides unoccupied cover for up to 30 days, ideal for those moments between tenants. If it stretches beyond 30 days, then let us know and we can change your policy to match.
Our landlord's property owner's policy includes the following standard benefits:
Accidental damage to buildings (if let to working tenants)
Malicious damage or theft by tenants
Trace and access
£5,000 contents cover free to curtains, carpets, blinds and white goods
£5,000,000 property owners or occupier's liability
Unauthorised use of services
Unauthorised alterations
Emergency access
Damage to landscaped gardens by the emergency services
Accidental damage to CCTV systems
Fire extinguisher cover
Accidental breakage of solar panels
Accidental breakage of fixed glass, sanitary ware and underground pipes and cables
Accidental breakage of ceramic glass in cooker hobs and built in units
Accidental damage to TV, video, audio, computer equipment (when the contents are insured)
Loss of metered water (when contents insured)
Replacement locks and keys (when contents insured)
Loss of rent up to 20%
You can also choose to include:
Accidental damage (contents)*
Landlord legal expenses
Landlord home emergency
Landlord's fixtures and fittings
Increased loss of rent cover
Please contact one of our experienced underwriting team who will be happy to help you.
TESTIMONIALS
'Would just like to say what a pleasure it has been dealing with you all these years. From Portland Road to where you are now all the best.'
Bill Woodward - Motor insurance customer
'I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.'
Joanna Davies - Motor Insurance Customer
'Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.'
Simon Leigh-Smith -International Insurance Customer
'Please be assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.'
Grant Ross - International Insurance Customer