Keep your investment safe with our landlords insurance policy
Our residential property owners policy has been specifically designed with landlords in mind. Whether your property is let to working, retired, benefit assisted tenants or students our policy can be adjusted to suit
Whether you own 1, 10 or 50 properties our landlord insurance policy is the right choice. The policy offers the widest possible cover which we believe is one of the best available in the market. You can choose to insure the building on its own, or you can extend the policy to include landlords contents if you let the property furnished.
We know that as a landlord you may only need basic landlords contents cover, we include £5,000 worth of cover free for curtains, carpets, blinds and white goods automatically on every policy when the buildings are insured.
If you are worried about property insurance liability, all of our landlords insurance policies include property owners or occupier's liability cover, -up to £5,000,000, and all policies include loss of rest cover. You can also choose to add landlord's legal expenses, home emergency cover and rent guarantee, for maximum protection.
As experienced Landlord insurance specialists, we know that it is possible there will be occasions when your property will be unoccupied and so our landlord insurance policy has been designed to take into account. All we will ask is that you arrange for someone trustworthy to inspect the inside of your property if is empty for more than 30 days in a row and that you keep the heating on during the winter months or turn the water system off and drain it down.
Our landlord's property owner's policy includes the following standard benefits:
Accidental damage to buildings (if let to working tenants)
Malicious damage or theft by tenants
Trace and access
£5,000 contents cover free to curtains, carpets, blinds and white goods
£5,000,000 property owners or occupier's liability
Unauthorised use of services
Unauthorised alterations
Emergency access
Damage to landscaped gardens by the emergency services
Accidental damage to CCTV systems
Fire extinguisher cover
Accidental breakage of solar panels
Accidental breakage of fixed glass, sanitary ware and underground pipes and cables
Accidental breakage of ceramic glass in cooker hobs and built in units
Accidental damage to TV, video, audio, computer equipment (when the contents are insured)
Loss of metered water (when contents insured)
Replacement locks and keys (when contents insured)
Loss of rent up to 20%
The following cover is optional and can be included if you choose:
Accidental damage (contents)
Landlord legal expenses
Landlord home emergency
Landlord's fixtures and fittings
Increased loss of rent cover
Please contact one of our experienced underwriting team who will be happy to help you.
TESTIMONIALS
'Would just like to say what a pleasure it has been dealing with you all these years. From Portland Road to where you are now all the best.'
Bill Woodward - Motor insurance customer
'I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.'
Joanna Davies - Motor Insurance Customer
'Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.'
Simon Leigh-Smith -International Insurance Customer
'Please be assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.'
Grant Ross - International Insurance Customer