Protect your unoccupied retail premises with the experts
Commercial retail units can become empty at any time and when they do, we have the right policy to protect your investment. Whether there’s a sale pending, you’re converting it to another business, or it’s simply just not let, our team can help.
The level of cover depends on the individual circumstances, and we all know they can change. With our flexible cover, you’ve no need to worry. If you let your property at any time, we can easily transfer most cover to a Commercial Property policy, without any fuss. If a sale on an unoccupied retail unit completes, you will also receive a refund if the policy is cancelled within the first eight months.
Take a closer look at our policy:
Our standard cover includes:
FIRE, SMOKE, LIGHTNING, EXPLOSION, EARTHQUAKE
AIRCRAFT AND OTHER FLYING OBJECTS DROPPED FROM THEM
IMPACT BY VEHICLES, TRAINS OR ANIMALS
FALLING TREES, BRANCHES, TELEGRAPH POLES OR LAMP POSTS
BREAKAGE OR COLLAPSE OF RADIO OR TV AERIALS, FIXED SATELLITE DISHES, THEIR FITTINGS OR MASTS
FLOOD
STORM
ESCAPE OF WATER OR OIL
FROST DAMAGE TO FIXED WATER TANKS, APPARATUS OR PIPES
THEFT, ATTEMPTED THEFT OR HOLDUP
MALICIOUS PERSONS OR VANDALS
ACCIDENTAL BREAKAGE OF FIXED GLASS, SANITARYWARE, CERAMIC HOBS AND SOLAR PANELS
Please note that cover may be restricted in certain circumstances such as property undergoing building/conversion/renovation works or long term unoccupancy.
Please contact one of our experienced underwriting team who will be happy to help you.
TESTIMONIALS
'Would just like to say what a pleasure it has been dealing with you all these years. From Portland Road to where you are now all the best.'
Bill Woodward - Motor insurance customer
'I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.'
Joanna Davies - Motor Insurance Customer
'Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.'
Simon Leigh-Smith -International Insurance Customer
'Please be assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.'
Grant Ross - International Insurance Customer