Student Let Insurance: Protecting Your Property and Your Investment

Student rentals are a growing market across the UK, offering landlords reliable demand in university towns and cities. But with multiple tenants, shorter leases, and frequent changeovers, student lets face unique risks. Here’s why specialist insurance can make all the difference.

Why Student Lets Are Different

• Houses often shared by several unrelated tenants.
• Higher turnover of occupants compared to standard lets.
• Properties sometimes left empty over the summer.

What Standard Landlord Insurance Might Not Cover

Many off-the-shelf landlord policies are designed for single-family lets. Student properties, by contrast, may need:

• Liability cover for multiple tenants and their guests.
• Loss of rent protection if the property becomes uninhabitable after an insured event.

Specialist Student Let Cover

At Andrew Copeland, we understand the challenges of student rentals. Our policies can include:

• Buildings and contents cover tailored to multi-tenant use.
• Landlord liability protection.
• Cover for loss of rent following an insured claim.
• Flexible options for both furnished and unfurnished properties.

Tips for Student Let Landlords

• Keep a clear and up-to-date inventory at check-in and check-out.
• Carry out regular inspections during tenancies.
• Ensure tenancy agreements set out responsibilities clearly.

Renting to students can be rewarding, but only if your property is properly protected. Contact Andrew Copeland to discuss specialist student let insurance designed for landlords like you.