Our second home policy has been designed for those who may only use their property at the weekends or during the week
As experienced second home insurance specialists, we understand that there may be occasions when your second home may be left unoccupied for more than 30 days at a time. Our second home insurance policy continues to provide full cover without any penalty or restriction in cover, although we will ask that you arrange for someone trustworthy to inspect the inside of your second home if it is left empty for more than 30 days in a row and that you keep the heating on during the winter months or turn the water system of and drain it down.
We believe that our second home insurance policy provides the widest possible cover and is one of the best available in the market.
Take a closer look at our policy:
All second home policies include the following as standard:
Accidental damage (buildings)
Trace and access
Unauthorised use of services
Unauthorised alterations
Emergency access
Damage to landscaped gardens by the emergency services
£5,000 contents cover free to curtains, carpets, blinds, white goods
£5,000,000 property owners or occupiers liability
Accidental breakage of fixed glass, sanitary ware and underground pipes and cables
Accidental breakage of solar panels
Accidental breakage of fixed glass, sanitary ware and underground pipes and cables
Accidental damage to TV, video, audio, computer equipment (when contents insured)
Loss of metered water (when contents insured)
Replacement locks and keys (when contents insured)
Alternative accommodation costs – up to 20% of the sum insured (following the operation of an insured event)
Legal advice and domestic assistance helpline
TESTIMONIALS
'Would just like to say what a pleasure it has been dealing with you all these years. From Portland Road to where you are now all the best.'
Bill Woodward - Motor insurance customer
'I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.'
Joanna Davies - Motor Insurance Customer
'Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.'
Simon Leigh-Smith -International Insurance Customer
'Please be assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.'
Grant Ross - International Insurance Customer