Property Insurance for Your Home
Our non-standard home insurance policy designed for customers who have been unable to obtain home insurance via conventional routes
We understand the importance of making sure that your homes and possessions are protected should the worst happen. Our home insurance policy has been designed to not only cover standard home, but also those that have trouble obtaining terms due to long term unoccupancy periods, lodgers, having works carried, previous issues or other unusual circumstances.
Take a closer look at our policy:
Our home policy can cater for:
Poor claims experience
Where previous insurance has been cancelled or insurance has been refused
Properties of non-standard construction
Properties with a history of subsidence, movement or underpinning
With mixed use, lodgers and shared accommodation
Properties undergoing works that are to remain occupied
Extended holidays
Barn conversions, chalets and park homes or listed properties
Criminal convictions Or poor financial history
Cover is also available where there are problems with the property including:
Non-standard construction properties (wattle and daub, cob, timber)
Underpinned properties
Properties with a history of subsidence or movement
Pre-purchase surveys that have identified evidence of movement / subsidence
Barn Conversions, chalets and park homes or listed properties
Mixed use (I.e permanent home and part let), lodgers and shared accommodation
Properties with up to 100% flat roofs
Properties undergoing building works that are to remain occupied
Temporarily unoccupied properties due to extended holidays
If you have been unable to obtain home insurance cover for another reason, contact one of our friendly, experienced underwriting team who will be happy to help you.
Property types:
Detached
Semi-Detached
Terraced
Maisonettes
Apartments/Flats
Undergoing Works
Listed Building
TESTIMONIALS
'Would just like to say what a pleasure it has been dealing with you all these years. From Portland Road to where you are now all the best.'
Bill Woodward - Motor insurance customer
'I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.'
Joanna Davies - Motor Insurance Customer
'Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.'
Simon Leigh-Smith -International Insurance Customer
'Please be assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.'
Grant Ross - International Insurance Customer