Landlord Insurance is a combination of insurance packaged together by insurers to provide landlords with the essential cover to ensure that their investment is adequately protected. With the correct Landlord Insurance policies, you can relax knowing that your building is protected against financial consequences.

All landlords require Landlord Insurance for their properties. From the landlord who owns a single small flat, to the entrepreneur who controls a large portfolio of property, the chances are that a significant amount of capital is tied up in the property, and that a certain amount of income is expected. Landlord Insurance protects you against losing your capital investment, and can also help protect the income stream you receive through your tenants paying rent. Standard home cover is simply not suitable to protect the very different risk which a rental property represents. You need specialist Landlord Insurance cover.

With Landlord Insurance, the building itself is insured against most risks such as flood and fire for the cost or repair or rebuilding. Even risks such as terrorism can normally be purchased as optional extra Landlord Insurance, for added security.

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