UK Holiday Home Insurance

Our holiday home insurance UK has been designed to meet the needs of the owners of holiday homes in the UK, whether for own use or used for holiday letting, providing the widest possible cover at a price that is affordable.

As experienced holiday home Insurance UK specialists, we understand that your holiday home may be left unoccupied for more than 30 days at a time. Our holiday home Insurance UK policy continues to provide full cover without any penalty or restriction in cover, although we will ask that you arrange for someone trustworthy to inspect the inside of your holiday home if it is empty for more than 30 days in a row and we will also ask that you keep the heating on during the winter months or turn the water system off and drain it down.

We believe that our holiday home insurance UK policy provides the widest possible cover and is one of the best available in the market. We are constantly looking at ways to improve our policies to provide the best possible service to our holiday home UK insurance customers.

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All holiday home insurance UK policies include the following as standard:

  • Accidental damage (buildings)
  • Malicious damage by tenants
  • Theft by tenants
  • Trace and access
  • Unauthorised use of services
  • Unauthorised alterations
  • Emergency access
  • Damage to landscaped gardens by the emergency services
  • Accidental damage to CCTV systems
  • Fire extinguisher cover
  • £5,000 contents cover free to curtains, carpets, blinds, white goods
  • £5,000,000 property owners or occupiers liability
  • Accidental breakage of fixed glass, sanitary ware and underground pipes and cables
  • Accidental breakage of solar panels
  • Accidental breakage of fixed glass, sanitary ware and underground pipes and cables
  • Accidental damage to TV, video, audio, computer equipment (when contents insured)
  • Loss of metered water (when contents insured)
  • Replacement locks and keys (when contents insured)
  • Alternative accommodation costs – up to 20% of the sum insured (following the operation of an insured event)
  • Legal advice and domestic assistance helpline

Related Links: Second home insurance Holiday home insurance overseas Unoccupied home insurance

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Andrew Copeland
Insurance Consultants Ltd

Tel: 020 8656 2544
Fax: 020 8655 1271


Andrew Copeland Insurance Consultants Ltd and
Andrew Copeland International Ltd are authorised and regulated by the FCA